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Terms of Use

THESE TERMS OF USE GOVERN THE ACCESS AND USE OF OUR WEBSITE AND SHOULD BE CAREFULLY READ.

BY ACCESSING OR USING OUR WEBSITE, THE USER ACCEPTS AND AGREES TO BE BOUND BY THESE TERMS OF USE AS THEY MAY FROM TIME TO TIME BE MODIFIED BY METRO BANK/HARRISBURG("METRO").

Use of Website

Our Website contains information, names, images, pictures, logos, icons, documents and other material (the "Contents") for the use and information of Metro customers and other visitors to our website. The Contents may not be copied (other than a copy for personal use), modified, distributed, transmitted, displayed, performed, reproduced, transferred, resold or republished without the prior written consent of Metro, which it may withhold in its sole discretion.

Modifications

Metromay at any time make modifications, changes, and alterations to the Contents of this Website, including these Terms of Use, without prior notice. Users are responsible for regularly reviewing these Terms of Use. Your continued use of this Website following any modifications, changes or alterations shall constitute your acceptance of each such modification, change or alteration.

Transmissions to and from this Website

Except when utilizing the forms within our Website or when expressly indicated as being secure, transmissions to and from this Website or directed to Metro, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at Metro. Please do not use E-mail other than the forms within our Website to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 1.888.937.0004, visit any store or write us at MetroBank/Harrisburg, 3801 Paxton Street, Harrisburg, PA 17111, to communicate confidential information. Any transmission to this Website, including E-mails, shall be deemed and remain the property of Metro. Metro may use and provide information contained in any such transmission (including any ideas, concepts, know-how or other intellectual property) for any purpose whatsoever and as deemed appropriate by Metro. Users should be aware that linked sites (see "Linked Sites", below) may utilize privacy policies which differ from ours. Metro is not responsible for such policies and expressly disclaims any and all liability related to such policies.

Cookies

Cookies are small strings of text that a Website can send to your computer. A cookie cannot retrieve any data from your hard drive, pass on computer viruses or capture personal information such as your E-mail address. Currently, websites use cookies to enhance the user's visit; in general, cookies can securely store a user's ID and password, personalize home pages, identify which parts of a site have been visited or keep track of selections in a "shopping cart".

If you are just browsing the Metro Website, a cookie identifies only the type of browser you use to view the site. If you become a registered user with a designated user ID and password, we use cookies so that we can provide customized information that we believe will be of value to you based on preferences indicated, other information we have about you as a Metro customer, as well as information available from external sources such as the census bureau. If you are just browsing our Website and are not a registered user, you do not have to accept a cookie and you may continue to browse the site. However, if you are a registered user and are visiting the site to, for example, perform banking transactions, you must accept the Website's cookies as they are essential for site administration and security.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Contents of this Website, including the graphics, icons and overall appearance of the Website, are the sole and exclusive property of Metro Bank/Harrisburg. The posting of the Contents of this Website neither constitutes a waiver of any of Metro's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents that you obtain from the Website.

The display of trademarks within this Website does not grant you a license of any kind. Any downloading of material contained in the site, or of any site linked to the site, may be a violation of federal trademark and copyright laws. Any downloading of Contents of this Website or any Website linked to this Website may be a violation of federal and other trademark laws and federal copyright laws.

Linked Sites

We allow our Website users to directly access non-Metro Websites and content by providing links users to third-party sites, and by bringing third-party content into our site via "inverse" hyperlinks and framing technology (a "linked site"). We provide these links solely as convenient pointers to information on topics that may be useful to users of our Website and we have no control over the content on such non-Metro Websites. Should you choose to visit, via our link, a non-Metro Website, Metro makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Metro warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Metro urges users to understand these risks before using, relying upon or retrieving information from a linked site. Links to non-Metro sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Linked sites may have privacy policies which differ from ours. The providers of linked sites may not be bound by federal regulation, as Metro is, to disclose your personal information only in compliance with such regulations.

No Warranties

Although Metro attempts to ensure that the Contents provided or otherwise displayed on our Website are accurate, we make no representation, endorsement or warranty that the Contents are accurate or suitable for your particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW.

Limitation of Liability

IN NO EVENT WILL METRO OR ITS REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS OR TEAM MEMBERS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEBSITE OR A LINKED SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEBSITE OR A LINKED SITE; ANY WEBSITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEBSITE OR ANY LINKED SITE, EVEN IF METRO IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Governing Law

These Terms of use shall be governed by and construed in accordance with the law of the State of Pennsylvania, without regard to the conflict of laws thereof, and to the laws of the United States.

Venue

Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of any federal or state court for the State of Pennsylvania.

Severability

If a court of competent jurisdiction determines that a portion of our Terms of Use is unenforceable, such portion shall be modified solely to the extent necessary to cause such portion to be enforceable and these Terms of Use as so modified shall otherwise remain in full force and effect.

Waiver

No waiver by Metro of any right under or term or provision of these Terms of Use will be deemed a waiver of any other right, term, or provision of these Terms of Use at that time or a waiver of that or any other right, term, or provision of these Terms of Use at any other time.

Service Contact

If you have questions or problems regarding this Website, click here to use our secure e-mail form or call us at 1.888.937.0004.

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Metro Bank is a wholly owned subsidiary of Metro Bancorp, Inc. and is not affiliated with Metro Bank plc, Great Britain