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Interest Rates


Individual Retirement Accounts

Minimum deposit $250 to open except for IRA Add-On Account which has a $100 initial minimum deposit to open. Roth, Education, and Traditional Deductible and Non-Deductible IRAs are available.

To open an account click here or visit any store.

Federal Regulations require substantial penalties for early withdrawal of funds from an IRA. Terms and interest rates are subject to change without notice.

ACCOUNT TYPE APY*
6 month fixed interest rate 0.25%
12 month fixed interest rate 0.30%
18 month fixed interest rate 0.35%
24 month fixed interest rate 0.40%
30 month fixed interest rate 0.45%
36 month fixed interest rate 0.60%
48 month fixed interest rate 0.90%
60 month fixed interest rate 1.00%
Add-On IRA - Minimum deposits of $25.00 may be made any time. 0.20%
*   APY (Annual Percentage Yield) is accurate as of 2/12/2014.
Fees may reduce earnings.

The annual percentage yield assumes interest will remain on deposit until maturity.

You must maintain a minimum balance of $250.00 in a IRA to obtain the annual percentage yield

Add-On IRA - You must maintain a minimum deposit of $25.00 to obtain the annual percentage yield.

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Metro Bank is a wholly owned subsidiary of Metro Bancorp, Inc. and is not affiliated with Metro Bank plc, Great Britain