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Interest Rates

Home Equity Loans
To apply, visit any store or click here for a Home Equity Loan application packet. Upon completion, please return to any store.

Terms and interest rates are subject to change without notice.

Terms Annual Percentage Rate(APR)* Payment**
0 - 60 months 3.99% $ 18.41
61 - 84 months 4.99% $ 14.13
85 - 120 months 4.99% $ 10.60
121 - 180 months 5.99% $ 8.43
181 - 240 months 6.49% $ 7.45
241 - 300 months 6.74% $ 6.90

* APR is accurate as of 02/26/2014 and is partially based on payment via an automatic payment deduction (APD) from a Metro Bank checking or money market account. The APR will increase by 0.50% if the APD is not selected or is cancelled after the account is opened. APR is based on a new HEIL with a first or second lien on a primary or secondary residence, 80% or less loan-to-value (LTV), minimum loan amount of $5,000 and APD. Actual APR will be based on a review of your credit application and credit criteria. Other APRs are available for loans with different terms & conditions and rates may vary. Maximum rate is 18%. Property insurance is required and flood insurance will also be required if property is determined to be in a flood hazard area. Fees paid by the borrower generally total $0-$375 but may be higher if title insurance and/or a settlement agent is required. Title insurance and settlement agent fees paid by the borrower, if applicable, generally range from $0 to $2,000. Consult a tax adviser for deductibility of interest. Offer is subject to credit approval, and may be modified or discontinued at any time without notice. Other terms and conditions may apply.

** Sample payment assumes the maximum term per $1,000 borrowed. Example, for 0-60 months the sample payment listed is for 60 months.

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