A web-based banking solution providing easy-to-use access to cash management services
- Convenience of single sign-on, single platform
- Same-day domestic and international wire transfers
- ACH payment and collection origination
- Security of multi-factor authentication, transaction alerts and dual control
- Real-time book transfers and stop payments
- Positive Pay online decisioning
- Check and deposit image retrieval (up to 180 days)
- Custom-formatted reports (365 days of data)
A convenient way to make deposits without leaving the office.
- Safe and secure image capture and deposit
- Deposits credited same day up to 8:45 p.m. with next-day availability
Automated Clearing House (ACH)
Reduce collection and disbursement costs with electronic payments.
- Direct Deposit of payroll, expenses, pensions or dividends
- Pre-authorized payment of dues, subscriptions and fees
- State tax payments
- E-mail or fax notification of addenda information
- Origination via Metro Cash Manager
Save time by expediting the funds transfer process.
- Wire origination through Metro Cash Manager or at any Metro store
- Domestic and international payments including foreign currency
- Incoming wire transfers received by 6 p.m. processed same day
- Outgoing wire transfers initiated by 3 p.m. processed same day
Most effective way to reduce losses due to check fraud.
- Easily identify suspicious items by providing your issued checks to Metro
- View mismatched items (those presented for payment that you did not issue) via Metro Cash Manager and notify the bank to return fraudulent items before they are paid
- Real time protection at Metro Bank teller lines
Increase accounting efficiency and productivity.
- Receive detailed reports of checks issued, cleared and outstanding
- Receive electronic transmission of cleared checks
- Receive CD-ROM containing images of cleared checks
Minimize idle balances and maximize cash flow.
- Daily check totals available by 10:30 a.m.
- Notification of totals delivered through Metro Cash ManagerSM
Sweep and Zero Balance Accounts
Maximize investment opportunities and easily consolidate funds.
- Seamlessly consolidate funds into one master account
- Automatically fund disbursement accounts as needed
- Sweep excess funds automatically into a Metro investment account
Eliminate time-consuming processing and depositing of paper check payments.
- Central post office box receives all designated payments
- Checks are deposited to your account with next-day availability
- Customized reports are created and made available via web, e-mail or direct transmission
- Extended data and image retention available
Increase revenue and cash flow by accepting credit, debit and stored value cards.
- Complete point-of-sale merchant services
- Processing of all major credit cards (Visa®, MasterCard, American Express, Discover)
- Next-day funds availability
- Online real-time reporting, charge back adjudication and administration
Escrow Account Service
Reduce time, expenses and fees associated with maintaining separate accounts.
- Assign single master account and separate sub accounts for each client
- Ideal for landlords and others who hold funds for multiple beneficiaries
- Various interest split options available
Ensures safety for employees and eliminates need for bank visits or night depository.
- Customized solutions for cash deposits
- Easy access to currency ordering
- Smart Safe vault solutions
Simplify your payroll tasks
- Multiple payment options including checks, direct deposit and pay cards
- Payroll tax depositing & filing services
- Paperless delivery options
- Employee Self Service for online access to paystubs, W-2's and more
- Night Depository
- Safe Deposit Boxes