A web-based banking solution providing easy-to-use access to cash management services
- Convenience of single sign-on, single platform
- Same-day domestic and international wire transfers
- ACH payment and collection origination
- Security of multi-factor authentication, transaction alerts and dual control
- Real-time book transfers and stop payments
- Positive Pay online decisioning
- Check and deposit image retrieval (up to 180 days)
- Custom-formatted reports (365 days of data)
A convenient way to make deposits without leaving the office.
- Safe and secure image capture and deposit
- Deposits credited same day up to 8:45 p.m. with next-day availability
Automated Clearing House (ACH)
Reduce collection and disbursement costs with electronic payments.
- Direct Deposit of payroll, expenses, pensions or dividends
- Pre-authorized payment of dues, subscriptions and fees
- State tax payments
- E-mail or fax notification of addenda information
- Origination via Metro Cash Manager
Save time by expediting the funds transfer process.
- Wire origination through Metro Cash Manager or at any Metro store
- Domestic and international payments including foreign currency
- Incoming wire transfers received by 6 p.m. processed same day
- Outgoing wire transfers initiated by 3 p.m. processed same day
Most effective way to reduce losses due to check fraud.
- Easily identify suspicious items by providing your issued checks to Metro
- View mismatched items (those presented for payment that you did not issue) via Metro Cash Manager and notify the bank to return fraudulent items before they are paid
- Real time protection at Metro Bank teller lines
Increase accounting efficiency and productivity.
- Receive detailed reports of checks issued, cleared and outstanding
- Receive electronic transmission of cleared checks
- Receive CD-ROM containing images of cleared checks
Minimize idle balances and maximize cash flow.
- Daily check totals available by 10:30 a.m.
- Notification of totals delivered through Metro Cash ManagerSM
Sweep and Zero Balance Accounts
Maximize investment opportunities and easily consolidate funds.
- Seamlessly consolidate funds into one master account
- Automatically fund disbursement accounts as needed
- Sweep excess funds automatically into a Metro investment account
Eliminate time-consuming processing and depositing of paper check payments.
- Central post office box receives all designated payments
- Checks are deposited to your account with next-day availability
- Customized reports are created and made available via web, e-mail or direct transmission
- Extended data and image retention available
Go beyond basic electronic payments and increase revenue and cash flow with Metro Bank’s comprehensive merchant services program. We offer solutions that are both innovative and adaptive.
- Complete point-of-sale merchant services (credit card, debit card, & electronic check acceptance)
- Processing of all major credit cards (Visa®, MasterCard®, American Express®, Discover®) and Fleet & Commercial cards including Level II and Level III data transmission
- Gift Card Programs and Recurring Payment Solutions are available to develop a custom-tailored program to fuel new sales growth
- Mobile Payment Acceptance with affordable tablet-based, cloud-connected mobile point-of-sale (POS) solutions
- Data Security Programs with tools and resources to help you protect your business and your customer’ identities
- Next-day funds availability (subject to specific conditions)
- Online reporting via a secure portal to help you manage your accounts 24 hours a day, seven days a week.
To learn more about the Metro Bank/Vantiv merchant services programs, please contact your Cash Management Sales Consultant today or Cash Management Customer Care @ 1.800.410.9791
Metro Bank merchant services are powered by Vantiv.
Escrow Account Service
Reduce time, expenses and fees associated with maintaining separate accounts.
- Assign single master account and separate sub accounts for each client
- Ideal for landlords and others who hold funds for multiple beneficiaries
- Various interest split options available
Ensures safety for employees and eliminates need for bank visits or night depository.
- Customized solutions for cash deposits
- Easy access to currency ordering
- Smart Safe vault solutions
Simplify your payroll tasks
- Multiple payment options including checks, direct deposit and pay cards
- Payroll tax depositing & filing services
- Paperless delivery options
- Employee Self Service for online access to paystubs, W-2's and more
- Night Depository
- Safe Deposit Boxes